GDPR Compliance Statement

Last Updated: October 2025

1. Overview

Split Mobile Inc. ("Split Mobile," "we," "us," or "our") is committed to protecting the privacy and personal data of our users in accordance with the General Data Protection Regulation (GDPR) (EU 2016/679). This page outlines your rights under GDPR and explains how we collect, store, process, and protect personal data belonging to individuals located in the European Economic Area (EEA) and the United Kingdom.

2. Data Controller

Split Mobile Inc. acts as the Data Controller for personal data collected through our app and website. For any data protection questions or requests, you can contact us at:

📧 privacy@splitapp.co
🏢 Split Mobile Inc., 1301 N Broadway, Suite 32307, Los Angeles, CA 90012, USA

3. Lawful Basis for Processing

We process your personal data only when we have a legal basis to do so, including:

  • Contractual necessity — to provide our payment-splitting and financial management services.
  • Legal obligations — to comply with financial, tax, and anti-fraud regulations.
  • Legitimate interests — to improve app functionality, detect fraud, and ensure secure payment processing.
  • Consent — when you voluntarily provide information (e.g., connecting bank accounts, adding contacts).

4. Data We Process

Depending on how you use Split Mobile, we may process:

  • Personal identifiers (name, email, phone number)
  • Payment and transaction data via Stripe or Plaid
  • Device and usage data for performance and analytics
  • Optional profile or group data shared within the app

All payment data is processed securely through Stripe, Plaid, and other GDPR-compliant partners. We do not store or share raw financial credentials.

5. Data Transfers Outside the EEA

Your data may be transferred to and processed in the United States, where Split Mobile's systems and servers are located. We use industry-standard safeguards, including Standard Contractual Clauses (SCCs) approved by the European Commission, to ensure adequate protection of your data.

6. Your Rights Under GDPR

As an EU or UK resident, you have the following rights:

  • Access – Request a copy of the personal data we hold about you.
  • Rectification – Correct inaccurate or incomplete information.
  • Erasure ("Right to be Forgotten") – Request deletion of your data.
  • Restriction – Limit how we process your data.
  • Portability – Receive your data in a structured, machine-readable format.
  • Objection – Opt out of certain data processing activities.
  • Withdrawal of Consent – Revoke consent at any time for processing based on consent.

You can exercise these rights by contacting us at privacy@splitapp.co. We will respond within 30 days of receiving your request.

7. Data Security

Split Mobile implements appropriate technical and organizational measures to protect personal data, including encryption, access controls, and regular security audits. All transactions are processed via PCI DSS and SOC 2 Type II compliant systems.

8. Data Retention

We retain data only as long as necessary to fulfill contractual or legal obligations. When you close your account or request deletion, your data is securely removed within a reasonable timeframe unless required by law to retain it.

9. Data Processing Partners

We work exclusively with GDPR-compliant third-party processors, including:

  • Stripe, Inc. – Payment processing & virtual cards
  • Plaid, Inc. – Bank account linking & verification
  • Google Cloud / Firebase – Secure data storage & analytics
  • Apple Inc. – In-app purchase and identity verification services

10. Complaints

If you believe your data has been mishandled, you may contact your local Data Protection Authority (DPA) or the UK Information Commissioner's Office (ICO). We encourage users to reach out to us first so we can resolve any issues directly.

11. Updates to This GDPR Statement

We may update this page periodically to reflect new legal requirements or product changes. The "Last Updated" date at the top indicates when the latest revisions were made.

Contact Us

📧 privacy@splitapp.co
🏢 Split Mobile Inc.
1301 N Broadway, Suite 32307
Los Angeles, CA 90012, USA