Privacy Policy

Last Updated: October 2025

1. Introduction

Welcome to Split Mobile Inc. ("Split Mobile," "we," "us," or "our"). We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect information when you use our website, mobile app, and related services (collectively, the "Services").

By accessing or using Split Mobile, you agree to the terms of this Privacy Policy.

2. Information We Collect

We collect the following types of information to provide and improve our Services:

  • Personal Information: name, email address, phone number, and payment details you provide during sign-up or transactions.
  • Financial Data: payment methods, transaction history, and bank account information processed securely through third-party partners like Stripe and Plaid.
  • Device & Usage Data: IP address, browser type, device identifiers, app activity, and crash logs.
  • Optional Data: profile photo, contact lists, or group names you choose to share.

3. How We Use Your Information

We use your information to:

  • Process payments, split expenses, and facilitate group transactions.
  • Verify your identity and maintain account security.
  • Provide customer support and respond to inquiries.
  • Improve app functionality, personalize user experiences, and analyze usage patterns.
  • Send important updates or notifications related to transactions or system changes.

4. How We Share Information

We do not sell your personal data. We only share it when necessary to operate Split Mobile, including:

  • Payment Processors: Stripe, Plaid, and other regulated financial partners to handle secure payments.
  • Service Providers: cloud hosting, analytics, and security vendors under strict confidentiality agreements.
  • Legal Compliance: when required by law, subpoena, or to protect Split Mobile's rights and users' safety.

5. Data Security

Your data is encrypted during transmission and storage using industry-standard security practices. We partner only with PCI-DSS and SOC 2 Type II compliant providers (including Stripe and Plaid). We regularly monitor our systems to prevent unauthorized access or misuse.

6. Data Retention

We retain personal data only as long as necessary to provide our Services, comply with legal obligations, or resolve disputes. You may request account deletion at any time by emailing support@splitapp.co.

7. Your Rights

You may:

  • Access or correct your information through your account settings.
  • Request deletion of your data.
  • Opt out of non-essential communications.

For privacy requests, contact privacy@splitapp.co.

8. Third-Party Links

Our app may contain links to third-party sites or services. Split Mobile is not responsible for their privacy practices or content.

9. Children's Privacy

Our Services are not directed to individuals under 18. We do not knowingly collect data from minors.

10. Updates to This Policy

We may update this Privacy Policy periodically. Updates will be posted with a new "Last Updated" date. Continued use of Split Mobile after changes means you accept the revised policy.

11. Contact Us

If you have questions about this Privacy Policy, contact us at:

📧 info@splitapp.co
🏢 Split Mobile Inc.
1301 N Broadway, Suite 32307
Los Angeles, CA 90012, USA